How-To…

Enrolling in and using health insurance can be confusing, even when you know that you have great coverage and providers. The acronyms alone can throw you for a loop. We can simplify the process, though, by showing you how to navigate your coverage. You can easily find providers and discover even more ways that you can save money by using your CDPHP health insurance. For example, some policies will cover gym memberships, visits to nutritionists, or other wellness and lifestyle benefits.

We’ll also address the questions you may have surrounding your insurance plan. What really happens if you need emergency medical care? Which preventive services does your insurance cover? Do you know which providers are in your network? What if you have to see an out-of-network specialist? When is it more cost-effective to go to an urgent care center, rather than an emergency room? Are there additional costs besides the copay that you will have to pay for certain services?

CDPHP strives to not only provide excellent health care coverage for you and your family, but also to give you answers, making your plan simple and stress-free to use. In this section, we’ll discuss some of the nuts and bolts of how our plans work so that you can be ready with your best asset: Information.

Recently posted in How-To…

Explanation of benefits

How to Read Your Explanation of Benefits

When you receive an Explanation of Benefits (EOB) from your health insurance company, what do you do with it? Does it fill you with a sense of panic because you think it’s a bill? Or do you set it aside with your junk mail, never getting around to it? We hope the answer to both of those questions is no. The EOB you get from CDPHP – or any health plan – is not a bill, but serves to keep you informed of how your care is being covered. It will show how much your insurance company has paid, how much you have paid, and any outstanding amount you may still owe your provider. continue reading →

The 13 Best Farms to Pick Your Own Fruits in Upstate NY

Having an understanding of where your food comes from is part of a healthy lifestyle. Pick-your-own farms (PYO) and orchards provide the experience and satisfaction of harvesting your own produce and enable you to bring the farm-to-table concept to your home. More importantly, they offer a fun, cost-effective activity the entire family can enjoy. continue reading →