How-To…

Enrolling in and using health insurance can be confusing, even when you know that you have great coverage and providers. The acronyms alone can throw you for a loop. We can simplify the process, though, by showing you how to navigate your coverage. You can easily find providers and discover even more ways that you can save money by using your CDPHP health insurance. For example, some policies will cover gym memberships, visits to nutritionists, or other wellness and lifestyle benefits.

We’ll also address the questions you may have surrounding your insurance plan. What really happens if you need emergency medical care? Which preventive services does your insurance cover? Do you know which providers are in your network? What if you have to see an out-of-network specialist? When is it more cost-effective to go to an urgent care center, rather than an emergency room? Are there additional costs besides the copay that you will have to pay for certain services?

CDPHP strives to not only provide excellent health care coverage for you and your family, but also to give you answers, making your plan simple and stress-free to use. In this section, we’ll discuss some of the nuts and bolts of how our plans work so that you can be ready with your best asset: Information.

Recently posted in How-To…

CDPHP member site

Maximizing the Secure Member Site

Was this claim paid? Did I meet my deductible? How do I get reimbursed for medical expenses? If these questions, and perhaps a few more, are swirling around in your brain, you may be thinking, if only this information was centralized somewhere. Good news! It is. continue reading →

Health Care Decoded

Health Care Decoded

If you find the world of health insurance to be confusing, you’re not alone. Many people have a difficult time sorting through the buzzwords and terminology to figure out exactly what they need to know about their health insurance coverage. We’ve rounded up some of the top health insurance terms you’re likely to hear. And we’ve broken them down to explain what they really mean. It’s health care – decoded.

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Health insurance enrollment deadline

Obamacare: Your 2015 Coverage

The second enrollment period under the Affordable Care Act, or Obamacare, has begun. In New York state, nearly 900,000 individuals signed up for health insurance during the first enrollment period, with 525,000 of them qualifying for Medicaid. continue reading →