Paddleboarding

Paddleboarding: It’s All the Rage!

You’ve probably seen them on the many lakes that populate our region, balancing precariously on a piece of fiberglass slightly larger than a surfboard while paddling. If you’re itching to join the throngs of enthusiasts who have taken up paddleboarding, you’ll be glad to know that, with some instruction, mastering this popular sport is easier than it looks. continue reading →

Piggy bank

Spending More on Medical Care

CDPHP® works hard to ensure our administrative costs are not our members’ burden, and that we spend a vast majority of your premium dollars on medical care. That’s why we are pleased to announce that CDPHP has exceeded the federal standard for medical loss ratio. continue reading →

Premium dollar breakdown

The True Cost of Health Care

The Affordable Care Act (ACA) has changed how many New Yorkers approach health care. We may begin asking ourselves how we can minimize our health care costs while still getting the best care money can buy? In essence, what is the true cost of health care? (And why does insurance cost what it does?) Let’s look at where your premium dollars go. continue reading →