Enrolling in and using health insurance can be confusing, even when you know that you have great coverage and providers. The acronyms alone can throw you for a loop. We can simplify the process, though, by showing you how to navigate your coverage. You can easily find providers and discover even more ways that you can save money by using your CDPHP health insurance. For example, some policies will cover gym memberships, visits to nutritionists, or other wellness and lifestyle benefits.
We’ll also address the questions you may have surrounding your insurance plan. What really happens if you need emergency medical care? Which preventive services does your insurance cover? Do you know which providers are in your network? What if you have to see an out-of-network specialist? When is it more cost-effective to go to an urgent care center, rather than an emergency room? Are there additional costs besides the copay that you will have to pay for certain services?
CDPHP strives to not only provide excellent health care coverage for you and your family, but also to give you answers, making your plan simple and stress-free to use. In this section, we’ll discuss some of the nuts and bolts of how our plans work so that you can be ready with your best asset: Information.
The second enrollment period under the Affordable Care Act, or Obamacare, has begun. In New York state, nearly 900,000 individuals signed up for health insurance during the first enrollment period, with 525,000 of them qualifying for Medicaid. continue reading →
Medicare plans include a standard level of coverage, and that goes for prescription drug coverage, too. Every Medicare Advantage plan must cover all services available with Original Medicare coverage. continue reading →
All the important aspects to health insurance can make your head spin. Perhaps you received an unexpected bill for something, or maybe you think you need a particular test or service but you’re not sure if you’ll incur any out-of-pocket costs. We’ll walk you through some key points that will help you manage your health insurance expenses. continue reading →
A Medicare Advantage plan, sometimes called a Part C plan, is a health plan offered by a private insurer like CDPHP® to provide Medicare Part A coverage (inpatient hospital visits, skilled nursing facility stays, home health care visits, hospice care) and Part B coverage (doctor visits, outpatient services, preventive care, some home health visits). continue reading →
The Capital Region is booming with multi-specialty health care complexes that are ready and waiting to meet all your health care needs. For example, if you hop on the Northway, you’ll find two new 24-hour urgent care centers that can handle dozens of medical emergencies. continue reading →