Here for you today. Building for tomorrow.

Last updated: 10/21/2026

For more than 40 years, CDPHP has been part of New York’s Capital Region, helping members get the care they need. To stay strong for the future, we’re making strategic changes, including a planned merger with Excellus Health Plan, Inc. in 2027. Although we are joining forces with another organization, CDPHP is here to stay, and our commitment to this community remains the same. You’ll continue to receive the personal, local service you rely on today, along with new opportunities as we grow.

While many benefits and services will stay the same, some may change over time. We’ll guide you every step of the way and always make decisions with one goal in mind: making health care easier, more accessible, and more affordable for you and your family.

If you have questions, use the drop-down menu below to learn more. We’ll update this page throughout the year, so please check back for the latest information.

Frequently Asked Questions

Who is CDPHP merging with?

CDPHP is merging with Excellus Health Plan, Inc., which currently manages health plans across 39 counties in central and western New York. When the merger is finalized, CDPHP will join Excellus Health Plan, Inc. as an additional not-for-profit health plan serving the Capital Region and surrounding areas.

When is this merger going to happen?

The proposed merger is planned for early 2027.

How is CDPHP keeping their high-quality service and well-known brand if they are merging with a new company?

We’re excited to team up with another company and expand our capabilities while preserving what makes CDPHP special: local roots, award-winning service, and high-quality coverage. CDPHP will still have:

  • Local leadership
  • Local, award-winning customer service
  • In-house pharmacy program
  • In-house care management program
  • A CDPHP network of more than 1 MILLION providers coast to coast*
  • Member-friendly tools for cost transparency, locating providers, and more

*Applies to commercial plans with a national network only.

What is changing and when will we learn the details?

While many CDPHP programs, benefits, and processes are staying the same, we are adjusting others to better serve you. Notable changes will be shared with you throughout the year, some of which include:

  • Pharmacy benefits, including a new pharmacy benefit manager, a stronger pharmacy network, and improved pricing tools
  • New member ID cards with one phone number for pharmacy and medical benefits
  • A member Monthly Health Summary replacing traditional explanation of benefits (EOBs)
  • A new CDPHP.com online experience
  • Updates to our medical cost comparison tool
  • And much more

NEW 2027 Member ID Card

NEW 2027 Member ID Card

Grab your new ID card and continue to enjoy high-quality CDPHP® coverage and benefits in 2027!

Watch your mail for a new member ID card to use starting January 1, 2027.

Your new card will look different and have a different subscriber ID number, so be sure to bring it any time you receive health care services or go to a pharmacy*. It’s the best way to ensure your 2027 claims are processed properly.

TIP! You’ll continue to use your current member ID card through December 31, 2026. After the year ends, keep your 2026 card in a safe place in case you need to submit or follow up on a 2026 claim.

*Applies if CDPHP administers your pharmacy benefit.

If you’re a Medicare Advantage member in a county CDPHP will no longer service in 2027, please disregard this information.

Updated 9/15/2026

Plan and Benefit Changes

New commercial benefits for 2027

Expanded provider network: Members can use the CDPHP network providers they know and trust, plus those contracted directly with Excellus Health Plan, Inc.

24/7 Nurse Line: 24/7 phone access to registered nurses for education and support for all members at no additional cost.

Welvie My Surgery: A digital decision-support program to help you prepare for surgery by guiding you through treatment options, risks, and questions to ask your doctor.

Maternity care program: A maternity and NICU support program that gives expectant and new parents education and guidance to promote healthy pregnancies.

Vori Health: Virtual musculoskeletal health care and physical therapy services to diagnose, treat, and manage pain in the back, neck, and joints at no additional cost.

Wellframe: Digital care management app that delivers personalized care plans, education, and messaging at no cost to help you stay engaged in your care.

Healthwise: Evidence-based health education materials on the CDPHP website and in your online member account for all members at no additional cost.

Updated 10/20/2026

Commercial benefits changing for 2027

Embrace Health Flex Card will be provided by Lifetime Benefits Solutions instead of NationsBenefits.

Live video doctor visits. MD Live will replace Doctor On Demand and will include teledermatology.

Hearing benefit. You may see changes to the TruHearing hearing aid benefits you currently have. Be sure to review your plan benefits for details.

Medical cost estimates. Estimate Medical Costs will replace CDPHP Price Check and will be integrated with the provider search tool, allowing you to search for doctors and compare prices at the same time.

Prediabetes and diabetes benefits. For 2027, you will have access to diabetes and pre-diabetes tools through the Wellframe app, as well as access to diabetes care managers through the Diabetes Management Program.

Updated 10/20/2026

Commercial benefits remaining the same

Reimbursements including fitness, weight management, doula, parenting preparation, dental, vision hardware, LASIK, and Ciccotti Center MyFitRx and Kids on the Move.

Ovia Health cycle tracking, pregnancy, parenting, and menopause app.

Dental benefits from Delta Dental.

Virtual mental health from Valera Health and aptihealth.

CDPHP Health Hub digital wellness platform.

Updated 10/20/2026

New self-funded benefits for 2027

Expanded provider network: Members can use the CDPHP network providers they know and trust, plus those contracted directly with Excellus Health Plan, Inc.

24/7 Nurse Line: 24/7 phone access to registered nurses for education and support for all members at no additional cost.

Wellframe: Digital care management app that delivers personalized care plans, education, and messaging at no cost to help you stay engaged in your care.

Healthwise: Evidence-based health education materials on the CDPHP website and in your online member account for all members at no additional cost.

Updated 10/20/2026

Self-funded benefits changing for 2027

Estimate Medical Costs will replace CDPHP Price Check on January 1, 2027, and will be integrated with the provider search tool, allowing members to search for doctors and compare prices at the same time.

Live video doctor visits. MD Live will replace Doctor On Demand for members with this benefit and will include teledermatology.

Prediabetes and diabetes benefits. For 2027, you will have access to diabetes and pre-diabetes tools through the Wellframe app, as well as access to diabetes care managers through the Diabetes Management Program.

Self-funded benefits remaining the same

Virtual mental health care from Valera Health and aptihealth.

CDPHP Health Hub to help you continue to make small, everyday changes focused on improving your health.

Award-winning, local customer service.

Updated 10/20/2026

New Individual Medicare benefits for 2027

24/7 Nurse Line: 24/7 phone access to registered nurses for education and support for all members at no additional cost.

Welvie My Surgery: A digital decision-support program to help you prepare for surgery by guiding you through treatment options, risks, and questions to ask your doctor.

Vori Health: Virtual musculoskeletal health care and physical therapy services to diagnose, treat, and manage pain in the back, neck, and joints at no additional cost.

Wellframe: Digital care management app that delivers personalized care plans, education, and messaging at no cost to help you stay engaged in your care.

Healthwise: Evidence-based health education materials on the CDPHP website and in your online member account for all members at no additional cost.

Updated 10/20/2026

Individual Medicare benefits changing for 2027

Each September, CDPHP Medicare Advantage plan members receive an Annual Notice of Change (ANOC). Please review this important document to learn about changes to your 2027 benefits, costs, and more.

Updated 10/20/2026

Individual Medicare benefits remaining the same

$0 Preventive care including wellness visits, cancer screenings, and more

$0 for most vaccines including flu, RSV, pneumonia, and shingles

$0 Tier 1 prescription drugs on most plans at preferred pharmacies

Dental benefit: Use your dental spending amount at any dentist in the U.S.

Virtual mental health from Valera Health and aptihealth.

Updated 10/20/2026

New Group Medicare benefits for 2027

24/7 Nurse Line: 24/7 phone access to registered nurses for education and support for all members at no additional cost.

Welvie My Surgery: A digital decision-support program to help you prepare for surgery by guiding you through treatment options, risks, and questions to ask your doctor.

Vori Health: Virtual musculoskeletal health care and physical therapy services to diagnose, treat, and manage pain in the back, neck, and joints at no additional cost.

Wellframe: Digital care management app that delivers personalized care plans, education, and messaging at no cost to help you stay engaged in your care.

Healthwise: Evidence-based health education materials on the CDPHP website and in your online member account for all members at no additional cost.

Updated 10/20/2026

Group Medicare benefits changing for 2027

Hearing benefit: You may see changes to the TruHearing hearing aid benefits you currently have. Be sure to review your plan benefits for details.

Fitness benefit: Silver&Fit will replace SilverSneakers. You’ll still get a monthly gym membership and at-home workouts.

Medical cost estimates: Estimate Medical Costs will replace CDPHP Price Check and will be integrated with the provider search tool, allowing you to search for doctors and compare prices at the same time.

Live video doctor visits: MD Live will replace Doctor On Demand and will include teledermatology.

Prediabetes and diabetes benefits: Transform Prediabetes will end after 2026. For 2027, you will have access to diabetes and pre-diabetes tools through the Wellframe app, as well as access to diabetes care managers through the Diabetes Management Program.

Help at home: The Papa benefit will end after 2026. If you have questions about in-home support coverage or benefits, please contact customer care at the number on the back of your ID card.

CDPHP Health Hub: This program will end after 2026. Visit cdphp.com/classes to see a full list of exercise and educational classes you can take from the comfort of home.

Updated 10/20/2026

Group Medicare benefits remaining the same

$0 Preventive care including wellness visits, cancer screenings, and more

$0 for most vaccines including flu, RSV, pneumonia, and shingles

Weight loss reimbursement: Get up to $100 for participating in a qualified program

Virtual mental health from Valera Health and aptihealth.

CDPHP Fitness Connect at the Ciccotti Center: No-cost membership gets you unlimited access to the fitness center, 25 yard lap pool, and more

Vision benefit: Get frames, lenses, and contacts at any U.S. vision provider

Updated 10/20/2026

New Medicaid, Child Health Plus, and Essential Plan benefits for 2027

Expanded provider network: Members can use the CDPHP network providers they know and trust, plus those contracted directly with Excellus Health Plan, Inc.

Welvie My Surgery*: A digital decision-support program to help you prepare for surgery by guiding you through treatment options, risks, and questions to ask your doctor.

Maternity care program: A maternity and NICU support program that gives expectant and new parents education and guidance to promote healthy pregnancies.

24/7 Nurse Line: 24/7 phone access to registered nurses for education and support for all members at no additional cost.

Wellframe: Digital care management app that delivers personalized care plans, education, and messaging at no cost to help you stay engaged in your care.

Healthwise: Evidence-based health education materials on the CDPHP website and in your online member account for all members at no additional cost.

*Essential Plan only.

Updated 10/20/2026

Medicaid, Child Health Plus, and Essential Plan benefits changing for 2027

Live video doctor visits. MD Live will replace Doctor On Demand and will include teledermatology.

Prediabetes and diabetes benefits.* Transform Prediabetes will end after 2026. For 2027, you will have access to diabetes and pre-diabetes tools through the Wellframe app, as well as access to diabetes care managers through the Diabetes Management Program.

*Essential Plan only.

Updated 10/20/2026

Medicaid, Child Health Plus, and Essential Plan benefits remaining the same

Ovia Health cycle tracking, pregnancy, parenting, and menopause app.

Dental benefits from Healthplex.

Virtual mental health care from Valera Health and aptihealth.

Updated 10/20/2026