The Daily Dose
5 tips for using your prepaid Benefits Mastercard
Your prepaid Benefits Mastercard makes using your Medicare Advantage dental, vision, and OTC benefits even easier!
We’ve teamed up with NationsBenefits to bring you one convenient card preloaded with both your quarterly OTC and yearly dental and vision spending amounts. Here’s how it works…
Use your card online, over the phone, or in person to buy eligible OTC products. Your spending amount will automatically reload each quarter, so you won’t need to do anything to keep enjoying your OTC benefit throughout the year. Be sure to spend your full amount each quarter, as unused funds don’t carry over.
Use your card at your dentist to pay for checkups, cleanings, fillings, dentures, and more with no worries about dental networks.
NEW for 2025! Use your card at any vision provider office in the U.S. to pay for glasses and contacts. (Cannot be used with online vision providers or for eye exam copays.)
Ready to make the most of your prepaid Benefits Mastercard?
Check out these tips and watch this video to help you get started!
Activate your card as soon as you receive it. Visit cdphp.nationsbenefits.com/activate, call 1‑877‑205‑8005, or scan the QR code on the page that comes with your card.
Register for your Benefits Pro Portal. Visit cdphp.nationsbenefits.com and register using your CDPHP member ID. Be sure to include the two numbers after the space, often called the suffix. Once registered, you can:
- See how much you have available to spend on dental services, glasses and contacts, and OTC products
- Order OTC products online
- Request a replacement card
- And much more!
Find OTC retail locations with the store locator. Prefer to shop in person? Choose from national stores like Walgreens, Walmart, and Rite Aid, or more than 1,000 local independent locations.
When you shop in person, keep in mind each store offers various brands, sizes, and doses for products that can change regularly. That’s why the catalog is meant to give you a sampling of the types of items you can purchase and is not a full listing.
Wondering if a product is covered? Log in to your Benefits Pro Portal to search. Or download the Benefits Pro app to scan items with your smartphone when you’re in the store.
Swipe your card at retail location checkouts or your dentist office, or your vision provider office to pay for eligible products and services. After you swipe, be sure to select the credit option on the card machine. If you select debit, your purchase will be declined.
Get expert help from a NationsBenefits member experience advisor 8 a.m. – 8 p.m. local time, seven days a week at cdphp.nationsbenefits.com or 1‑877‑200‑3449.
Log in to your online member account to see your specific benefit details. You can also get more information and find FAQs about your prepaid Benefits Mastercard here.
Prepaid Benefits Mastercard offered with individual CDPHP Medicare Advantage plans only. Please check your plan details for more information.
Sarah Bowman About the Author
Sarah Bowman is a communications supervisor who joined CDPHP in November 2020. A life-long lover of words, Sarah brings the team 20 years of editing and writing experience gained through her positions at a digital media company, public relations agency, and book publishing house. She attended The College of Saint Rose in Albany, NY where she received her BA in Public Communications. Sarah currently resides in the Capital Region with her husband and son where she enjoys long family walks, Broadway shows, and finding the next great streaming series to binge.
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