Enrolling in and using health insurance can be confusing, even when you know that you have great coverage and providers. The acronyms alone can throw you for a loop. We can simplify the process, though, by showing you how to navigate your coverage. You can easily find providers and discover even more ways that you can save money by using your CDPHP health insurance. For example, some policies will cover gym memberships, visits to nutritionists, or other wellness and lifestyle benefits.
We’ll also address the questions you may have surrounding your insurance plan. What really happens if you need emergency medical care? Which preventive services does your insurance cover? Do you know which providers are in your network? What if you have to see an out-of-network specialist? When is it more cost-effective to go to an urgent care center, rather than an emergency room? Are there additional costs besides the copay that you will have to pay for certain services?
CDPHP strives to not only provide excellent health care coverage for you and your family, but also to give you answers, making your plan simple and stress-free to use. In this section, we’ll discuss some of the nuts and bolts of how our plans work so that you can be ready with your best asset: Information.
As embarrassing as this is to admit, before working at CDPHP, I really had no idea how my health insurance company could help me with my health. All I knew is that I paid a bill each month, then I’d have health care coverage when I needed it – that was about it.
Now, as a CDPHP employee, my eyes have completely opened to all of the “extra” programs and services that members have access to. Health insurance companies have come a long way over the years. They aren’t here to only help you when you’re sick, but they’re here by your side when you’re healthy, too. With CDPHP health plans, members can receive gym reimbursements, video chat with a doctor from the comfort of their home, get discounts on prescriptions at the pharmacy, join a step challenge, and even try an African dance class!
With spring and summer breaks right around the corner, there’s a good chance you and your family will fly the coop in the not too distant future. While no one likes to think of getting sick or injured on vacation (believe me, I know!), it’s important to know the details of your health care coverage, should the need arise. continue reading →
Once again, the holidays have snuck up on me. It happens every year – the calendar flips to November and bam – I’m hit with toy catalogues and holiday commercials. While you’re making your list and checking it twice, pencil in some time to think about your flexible spending account (FSA).
The year you turn 65 is an exciting time of life! It’s also the year you get to enroll in Medicare. Maybe you’re newly retired and making plans for travel, volunteering, or babysitting the grandkids. Maybe you’re postponing retirement because you’re still full of enthusiasm for your job. Maybe you’re not sure what lies ahead, but you’re determined to make these years your best yet!
When traveling to a foreign country, you’d expect to interact with people who speak a different language. To prepare, you might brush up on words and phrases to get you through your trip without having an awkward encounter with a waiter or cab driver that leaves both sides feeling helpless. You might even download a language translator app and have it ready to go on your smart phone.
However, you take no such precautions when going to the doctor.
It’s my doctor! We speak the same language … right?