July 10, 2019 How-To

3 Ways You Can Receive Free or Low Cost Health Insurance in New York State

Finding quality health insurance that fits your budget is important for you and your family. Let’s look at three types of health coverage that may be right for you, depending on your income, family size, and your needs.

1. Medicaid is a health plan for people with little to no income. CDPHP offers Medicaid Managed Care coverage in 16 counties in upstate New York. If you’re an adult between the ages of 19 and 64, and you live in New York, Medicaid Managed Care might be a choice for you. You might also be able to receive Medicaid Managed Care if you are:

  • Pregnant or have an infant
  • A child between the ages of 1 and 18
  • A parent or caretaker
  • Receiving supplemental security income (SSI)
  • Not eligible to receive Medicare

2. Essential Plan is an option for people who don’t meet requirements for Medicaid. There are four types of Essential Plan coverage, with each plan based on income and other factors such as immigration status. Premiums for Essential Plan coverage are either $0 or $20, depending on your income.

CDPHP offers the Essential Plan to residents of 16 counties in New York. If you’re between 19 and 64 years old, live in New York, and do not already have health insurance, you may be able to have Essential Plan coverage.

3. Child Health Plus coverage is for children up to age 19. To get Child Health Plus, a child must be:

  • A resident of New York State
  • Without access to New York State employee health insurance plans
  • Ineligible for children’s Medicaid

Regardless of your income, Child Health Plus is an option worth looking into for your child’s health care coverage.

It’s important to note that with any of these plans from CDPHP, you’ll get free routine checkups and screenings, superior customer service, and resources to help you stay at your best mentally and physically.

If you have questions, or want to know more about these plans, call 1-866-MY-CDPHP, or find out more about how each plan may fit your needs.

Gregory Fry
About the Author

Greg joined CDPHP® in February 2018 as a communications specialist. Originally from Philadelphia, Greg moved to upstate New York in 2007, and married his wife, Julia, in 2013. For 12 years, Greg worked in radio and print journalism roles, and has received multiple state and regional broadcasting awards for his role as an on-air anchor, and for his coverage of breaking news. Greg also brings a background in working with nonprofit organizations, having served in various marketing and fundraising roles in the Finger Lakes.

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