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July 02, 2015
Spending More on Medical Care
CDPHP® works hard to ensure our administrative costs are not our members’ burden, and that we spend a vast majority of your premium dollars on medical care. For the fourth year in a row, CDPHP has spent more than federal and state requirements on our members’ medical care and exceeded the standards for medical loss…
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June 25, 2015
U.S. Supreme Court Rules on Obamacare Subsidies
The U.S. Supreme Court ruled on King v. Burwell, upholding a key provision of the Affordable Care Act (ACA) that grants subsidies to individuals who purchase health care coverage on the federal marketplace.
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June 01, 2015
Medical Arms Race
Have you ever lived in a neighborhood where it’s obvious that two people are competing over the nicest lawn or newest car? It’s fun to watch, right? You know these guys are doling out oodles of cash just to one-up each other. What’s not fun to watch is when this sort of thing happens in…
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May 15, 2015
Don’t Shoot the Messenger
When the price of a product is low, no one seems to care. But when product prices rise, everyone wants to know why. Suddenly, Congress is holding hearings, analysts are weighing in on major news networks, and the American public is paying attention. Rightfully so, you deserve to know where your hard-earned money is being spent.
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May 04, 2015
Small Businesses Get Bigger Under the Affordable Care Act
Beginning in 2016, the Affordable Care Act (ACA) will redefine the small group market to include employers with two to 100 employees (instead of two to 50 employees).
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April 06, 2015
The True Culprits Behind Rising Generic Drug Costs
For years, health plans – like CDPHP – have encouraged members to request generic drugs as a way to save money. Generics, which are chemically identical to their brand-name counterparts, are created after a drug patent expires. They can often be sold at a fraction of the price because the manufacturer doesn’t assume the cost…
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