No experience with self-funding? No problem!

Insurance can be complicated. Your self-funded health plan doesn’t have to be.

For many employers, the idea of moving to a self-funded health plan is appealing because of the potential for long-term savings, increased transparency, and more control over plan design. But as soon as the conversation shifts to administrative setup, stop-loss contracts, fluctuating monthly costs, and vendor coordination, enthusiasm can turn into hesitation.

Simply Self-Funded℠ from CDPHP is designed to close that gap and give employers the advantages of self-funding without the complexity that traditionally accompanies it.

Simply Self-Funded is designed for companies with 101 or more employees who want to explore self-funding but don’t have the time, staff, or appetite for managing the moving parts. This solution reimagines what self-funding can look like by offering a streamlined, plug-and-play experience that feels much closer to fully insured coverage in terms of simplicity, while still giving employers meaningful control over their health care dollars.

The installation process for some self-funded plans can feel overwhelming, especially for groups that have never been self-funded before. Simply Self-Funded was intentionally built to avoid that. There are no upfront administration fees* or implementation buildup. Employers don’t need to be experts in self-funding to get started. CDPHP handles the heavy lifting behind the scenes, delivering a solution that is ready to go “out of the box.”

This makes the transition to self-funding far less intimidating and far more accessible for organizations that might otherwise feel shut out. Beyond simplifying the setup, CDPHP works with groups to control costs through thoughtful plan design, coordinated case management, wellness initiatives, and a range of tools that promote better health outcomes and long-term savings.

Another challenge for employers is the risk of catastrophic medical claims that can derail a self-funded plan. To help protect against this, stop-loss administration is built directly into Simply Self-Funded. Employers don’t need to negotiate a separate contract, coordinate additional vendors, or manage another layer of complexity. Stop-loss protection from preferred carriers is integrated into the overall package, giving groups peace of mind and a smoother operational experience.

One of the standout features of Simply Self-Funded is that it doesn’t rely on buy-ups or add-ons to deliver strong benefits. Employees automatically receive the kind of coverage people expect from a fully insured CDPHP plan, including:

• A national network of more than 1,000,000 providers
• Comprehensive pharmacy and behavioral health benefits
• Live video doctor visits for both physical and mental health
• Reimbursements for healthy activities, such as gym memberships, youth sports, weight-management programs, doula services, and more

For employers, this means they can offer a competitive, high-value benefits package without spending time building it piece by piece. For employees, it means access to a broad range of care, support, and wellness tools no matter where they live or work.

As health care costs continue to rise, organizations are looking for new ways to manage expenses without compromising employee benefits. Simply Self-Funded appeals to employers who want more control, clearer financial predictability, and high-quality coverage but without the operational complexity.

If your company has been considering self-funding but is unsure where to start, Simply Self-Funded offers a clear path forward. It combines the financial advantages you want with the simplicity and support you need.

To learn more about how Simply Self-Funded can support your business, visit cdphp.com/simply

*CDPHP will retain Rx rebates to cover administration fee with minimum requirements based on group size.