June 28, 2022 Healthy Living

Get money back for exercising!

It pays to work out if you’re a CDPHP member.

And by pays, I mean it actually pays.

With the CDPHP fitness reimbursement, subscribers and their covered dependents on most plans can receive up to $600 per plan year for going to the gym, taking in-person or digital fitness classes, and for youth sports fees.

How the benefit works

Every health insurance plan has a subscriber. This person is the primary policyholder. If they have a spouse or children who are covered by the plan, those individuals are called covered dependents.

With the CDPHP fitness reimbursement, the subscriber can be reimbursed up to $400 per plan year for going to the gym or taking paid fitness classes (including virtual classes). If you’re the only person covered by your CDPHP plan, $400 is your maximum reimbursement amount.

If you have covered dependents, they are eligible for a combined (not per dependent) reimbursement of $200, in addition to the subscriber’s $400 reimbursement – bringing the grand total to a maximum of $600.

In addition to gym memberships and fitness classes, the dependent portion can be used for youth sports fees for members under age 18.

Who is eligible?

Members work out at gym
  • Subscribers and covered dependents of fully insured commercial plans.
  • Eligibility varies for members of self-funded plans. Contact your Health Benefits Administrator or call the number on your ID card to confirm eligibility.

This benefit is not available to members on the following plans:

  • Medicaid
  • Medicare
  • Individual Marketplace Standard Plan
  • Federal Government Employees

If you’re still not sure if you’re eligible, call the number on your ID card.

Submitting for reimbursement

Save your receipts for eligible expenses and log in to your CDPHP member account.

Once you’ve logged in, select the Health & Wellness tab in the top right corner and select Fitness Reimbursement Form from the drop-down list.

Then, fill out a very brief form and attach your receipts to complete your submission.

It’s that simple!

Member marks giant calendar with important dates

A few things to note

  • The activities must occur during your current plan year. Your plan year is the 12-month period between when your plan begins and ends. Most plans (but not all) match the calendar year and run from January 1 through December 31.
  • You can file for reimbursement up to one year after your plan year ends.
  • You don’t need to wait until you meet the maximum amount ($400 for subscriber, $200 total for covered dependents) to submit for reimbursement. If you’d prefer, you can submit up to twice per plan year.

Still have questions? You can find additional information on our fitness reimbursement page.

Looking for a new place to work out? Check out our list of 20 local gyms and fitness studios you should know.

David Filkins
About Author

David joined CDPHP as a communications specialist in April 2016. He writes and edits content to support internal and external communications. David has won multiple national awards as a newspaper reporter and served as a publicist for everything from small nonprofits to global brands. He graduated from the University at Albany with a degree in philosophy. In his spare time, David enjoys the outdoors, reading, Boston Celtics basketball, and searching for exciting and unusual experiences with uncertain outcomes. He is almost always accompanied by his children, David and Daisy.

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