Recently posted in

How to Use Your Plan to Help Your Health and Your Wallet

As embarrassing as this is to admit, before working at CDPHP, I really had no idea how my health insurance company could help me with my health. All I knew is that I paid a bill each month, then I’d have health care coverage when I needed it – that was about it.

Now, as a CDPHP employee, my eyes have completely opened to all of the “extra” programs and services that members have access to. Health insurance companies have come a long way over the years. They aren’t here to only help you when you’re sick, but they’re here by your side when you’re healthy, too. With CDPHP health plans, members can receive gym reimbursements, video chat with a doctor from the comfort of their home, get discounts on prescriptions at the pharmacy, join a step challenge, and even try an African dance class!

continue reading →

CDPHP Summer of Savings!

Warm weather, sunshine, trips to the beach, more time outside, pools, ice cream – can summer get any better?!

Yes, in fact – if you’re a CDPHP member!

This summer, CDPHP members can receive exclusive discounts to a variety of Capital Region events, hot-spots, and more.

We’re more than just great benefits and award-winning customer service. Value-added extras like these are just one of the reasons CDPHP is different.

continue reading →

Pardon me, but what does that mean?

When traveling to a foreign country, you’d expect to interact with people who speak a different language. To prepare, you might brush up on words and phrases to get you through your trip without having an awkward encounter with a waiter or cab driver that leaves both sides feeling helpless. You might even download a language translator app and have it ready to go on your smart phone.

However, you take no such precautions when going to the doctor.

It’s my doctor! We speak the same language … right?

Maybe not.

continue reading →

Health Care Terminology

Premiums, Deductibles, and Copays – Oh My!

When it comes to understanding health care terminology, it’s not always, well…easy to understand. As you’re reading through your benefits overview online or when you receive a medical statement in the mail, do you ever find yourself quickly glossing over the details feeling more confused than before?

If the answer to that question is “yes,” you’re not alone. continue reading →

Explanation of benefits

How to Read Your Explanation of Benefits

When you receive an Explanation of Benefits (EOB) from your health insurance company, what do you do with it? Does it fill you with a sense of panic because you think it’s a bill? Or do you set it aside with your junk mail, never getting around to it? We hope the answer to both of those questions is no. The EOB you get from CDPHP – or any health plan – is not a bill, but serves to keep you informed of how your care is being covered. It will show how much your insurance company has paid, how much you have paid, and any outstanding amount you may still owe your provider. continue reading →