Enrolling in and using health insurance can be confusing, even when you know that you have great coverage and providers. The acronyms alone can throw you for a loop. We can simplify the process, though, by showing you how to navigate your coverage. You can easily find providers and discover even more ways that you can save money by using your CDPHP health insurance. For example, some policies will cover gym memberships, visits to nutritionists, or other wellness and lifestyle benefits.
We’ll also address the questions you may have surrounding your insurance plan. What really happens if you need emergency medical care? Which preventive services does your insurance cover? Do you know which providers are in your network? What if you have to see an out-of-network specialist? When is it more cost-effective to go to an urgent care center, rather than an emergency room? Are there additional costs besides the copay that you will have to pay for certain services?
CDPHP strives to not only provide excellent health care coverage for you and your family, but also to give you answers, making your plan simple and stress-free to use. In this section, we’ll discuss some of the nuts and bolts of how our plans work so that you can be ready with your best asset: Information.
You may not think about your health insurance ID card very often. After all, it probably spends most of its time in your wallet—until you, your doctor, or another medical provider really need it.
Let’s take a minute, though, to look at the many important pieces of information you can find on your card. After all, it’s your passport to care and coverage, so you should know what all of the fields of information really mean. continue reading →
When you’re sick, injured, or are in need of a procedure, more than likely, the last thing on your mind is whether your health insurance company will pay for it. You want to assume that the answer is a resounding “yes,” and in most cases, it is. continue reading →
Whether you’re the primary caregiver for your aging parent or simply an involved son or daughter, understanding the ins and outs of Medicare enrollment will help you guide your parents through the next phase of their health care needs. continue reading →
For lots of us, we tend to only think about our health insurance plan when we visit a doctor or hospital, fill a prescription, or during the annual enrollment period. Did you know that you can take advantage of your CDPHP® benefits in a variety of other ways every day – and not just when you need medical care? continue reading →
Trips to the doctor usually aren’t fun, but chances are, you’ll need to go at least a few times throughout your life. When you do, you’ll want to see someone who is close to where you live or work, as well as someone who can tend to your unique needs. continue reading →