Piggy bank

Spending More on Medical Care

CDPHP® works hard to ensure our administrative costs are not our members’ burden, and that we spend a vast majority of your premium dollars on medical care. That’s why we are pleased to announce that CDPHP has exceeded the federal standard for medical loss ratio. continue reading →

Premium dollar breakdown

The True Cost of Health Care

The Affordable Care Act (ACA) has changed how many New Yorkers approach health care. We may begin asking ourselves how we can minimize our health care costs while still getting the best care money can buy? In essence, what is the true cost of health care? (And why does insurance cost what it does?) Let’s look at where your premium dollars go. continue reading →

Deer tick

Protecting Yourself from Lyme Disease

It’s that time of year again when everyone is itching to get outside and enjoy the fresh air. Summer activities like hiking and gardening are beneficial for your health, but also come with the potential for contact with ticks, which can transmit Lyme disease. continue reading →

Volume to Value

From Volume to Value

A quiet revolution is taking place in the health care field, and it has the potential to improve both the quality and affordability of care in this country and here in the Capital Region. continue reading →